Your liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.
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This article discusses the financial costs of dog bite injuries. It examines the medical bills, legal fees, and other costs associated with such injuries and suggests ways to reduce these expenses.
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In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.
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The article discusses the legal limitations on recovering damages in personal injury cases in Oregon if the plaintiff was driving uninsured at the time of the accident. The article cites ORS 31.715, which limits the recovery of noneconomic damages in a personal injury lawsuit if the plaintiff was in violation of ORS 806.010 (driving uninsured) at the time of the accident. The article explains the limitations on liability established by this law and provides exceptions to the limitation. The article notes that an experienced personal injury law firm can help plaintiffs navigate these legal limitations and maximize their recovery in a personal injury lawsuit.
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Anybody who has been injured in an accident likely needs assistance of a lawyer who practices in injury law. If the accident occurred in Oregon, you’ll no doubt want the best Oregon personal injury attorney you can find working on your side, helping you through the process. But what traits are common in the lawyers that qualify as truly “excellent,” versus those who are just average?
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I was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?
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