In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the **difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver)** in a car accident, motorcycle accident, or bicycle accident.
Read MoreThis article examines the financial cost of drunk driving accidents and the burden it places on victims, their families, and society as a whole. It considers medical costs, legal fees, lost wages, and other expenses associated with these incidents.
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