Oregon Injury Law Blog
Tag: No Fault
What Is Oregon Personal Injury Protection (PIP)?
Your liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.
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Who is at fault in this accident?
Every contested auto accident involves two major issues - "liability" and "damages." Liability simply means that the other party must be legally liable before he or she has any obligation to pay compensation for injuries.
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