Frequently Asked Questions (FAQ's)

What are the leading causes of pedestrian injuries involving vehicles in Oregon?
In Oregon, pedestrian accidents involving vehicles have become a growing concern for both authorities and residents. Several factors contribute to these tragic incidents. Some of the most common causes are distracted driving, speeding, failure to yield the right-of-way at crosswalks, driving under the influence of drugs or alcohol, and poor visibility due to weather conditions or inadequate lighting. Distracted driving is one of the leading causes of pedestrian accidents in Oregon. Drivers preoccupied with cell phones, GPS devices, or other gadgets may not notice pedestrians crossing streets or walking along sidewalks. This lack of attention can lead to devastating consequences for those on foot. Speeding is another significant factor contributing to pedestrian injuries. When drivers exceed posted speed limits or fail to adjust their speeds according to traffic and weather conditions, they may not have enough time to react when a pedestrian is in their path. High-speed collisions are more likely to result in severe injuries or fatalities than lower-speed crashes. Failure to yield the right-of-way at crosswalks is another cause worth mentioning. In many cases where pedestrians have been struck by vehicles while using crosswalks in Oregon cities such as Portland and Eugene, drivers failed to stop for them as required by law. This type of behavior puts pedestrians at significant risk for injury. Driving under the influence (DUI) also remains a prevalent issue impacting pedestrian safety throughout Oregon. Motorists impaired by drugs or alcohol often experience delayed reaction times and impaired judgment capabilities—two factors that can be disastrous when encountering people on foot. Poor visibility caused by weather conditions like heavy rain or fog can also compromise driver awareness levels making it difficult for them to see pedestrians sharing roadways; moreover, inadequate street lighting during nighttime hours further exacerbates this problem. While it's essential for drivers always exhibit caution when operating motor vehicles around pedestrians, sometimes those on foot contribute to accident causation through negligent behavior such as jaywalking and not paying attention to their surroundings, ultimately leading to collisions with vehicles. In cases where both parties share responsibility for pedestrian injury accidents, Oregon's comparative negligence laws will determine the proportion of fault and any subsequent compensation owed to the injured party. In summary, multiple factors contribute to pedestrian injuries involving vehicles in Oregon. Addressing these issues through vigilant driving habits, improved infrastructure, and heightened awareness among pedestrians can help reduce the frequency and severity of such incidents.
What incidents can lead to a wrongful death claim in Oregon?
Wrongful death claims are a significant aspect of personal injury law in Oregon. These claims arise when a person loses their life due to another individual or entity's negligent or wrongful actions. The Pacific Injury Law Firm, an Oregon-based personal injury firm, sheds light on the types of incidents that can lead to a wrongful death claim in the state. Car accidents are one of the most common causes of wrongful death claims in Oregon. When a driver's negligence results in a fatal crash, such as speeding or driving under the influence, surviving family members may seek compensation for their loss through a wrongful death claim. In some cases, even pedestrians and bicyclists killed by negligent drivers could be grounds for such claims. Medical malpractice is another significant source of wrongful death cases. Healthcare professionals must provide patients with adequate care according to established medical standards. When they fail in this duty and cause a patient's demise – through misdiagnosis, surgical errors, or medication mistakes – aggrieved parties may seek recourse via wrongful death litigation. Defective products represent another area where companies may face liability for causing fatalities. Manufacturers must ensure that their products are safe for use and clearly display any potential hazards. Should they fail in these duties – whether through design defects, manufacturing flaws, or insufficient warnings – surviving family members can file a wrongful death claim if their loved one was killed as a result. Workplace accidents also account for numerous wrongful deaths each year in Oregon. Employers must provide safe working environments for employees; failure to do so might result in workers losing their lives due to unsafe conditions or lack of proper training and equipment. In such situations, employers could be liable through a wrongful death lawsuit. Intentional acts of violence like assault and murder fall under the umbrella of potential grounds for filing these types of lawsuits. However, criminal prosecution often takes precedence over civil litigation matters when dealing with such incidents. Ultimately, the specific circumstances surrounding a person's death will dictate whether their surviving family members have grounds for a wrongful death claim in Oregon – making it essential to consult with an experienced attorney who can evaluate the unique facts of each case.
What are the leading causes of car accidents in Oregon?
Car accidents in Oregon, as with many other places in the United States, are an unfortunate reality of our increasingly fast-paced and congested roads. While the specific circumstances of each accident may vary, several common causes contribute to a significant portion of these incidents. Distracted driving is one of the primary factors leading to car accidents in Oregon. With the proliferation of smartphones and other electronic devices, drivers face many potential distractions while behind the wheel. According to research, texting or talking on a phone while driving can increase crash risk by up to four times. In addition, adjusting GPS settings or attending to children and pets can also divert attention from the road. Speeding is another major contributor to car accidents in Oregon. Driving at excessive speeds reduces reaction time for drivers and increases both stopping distance and impact force during collisions. The National Highway Traffic Safety Administration (NHTSA) reports that speeding affected approximately one-third of all motor vehicle fatalities nationwide between 2005 and 2014. Driving under the influence (DUI) of alcohol or drugs remains a persistent problem on Oregon roads despite widespread awareness campaigns and stringent enforcement efforts. Impaired drivers often have reduced cognitive function, slowed reflexes, impaired vision, and poor decision-making abilities – all factors contributing significantly to crash risks. Reckless driving behaviors such as tailgating or weaving through traffic can also lead to devastating consequences for motorists in Oregon. These actions put both oneself and others on the road at risk for severe injuries or even fatalities. Poor weather conditions – including rain, fog, snow, or ice – are another common cause of car accidents in Oregon due to reduced visibility and traction on wet or slippery surfaces. Drivers who fail to adjust their speed accordingly increase their likelihood of losing control over their vehicles. Lastly, failing to follow traffic signals or signs can lead to dangerous situations where collisions become highly likely. This may include running red lights, ignoring stop signs, or failing to yield the right of way. In some cases, vehicle defects or hazardous road conditions can also contribute to car accidents in Oregon. For example, poorly maintained roads that lead to dangerous potholes or defective vehicles with faulty brakes can create situations where drivers cannot control their cars and avoid collisions. In summary, Oregon's most common causes of car accidents include distracted driving, speeding, DUIs, reckless driving behaviors, poor weather conditions, and failure to obey traffic signals or signs. To reduce the risk of such incidents on Oregon's roads, drivers must always remain vigilant and prioritize safe driving habits above all else.
What are the Leading Causes of Motorcycle Accidents in Oregon?
Motorcycle accidents, much like any other vehicular accidents, can be caused by numerous factors. In Oregon, where the motorcycle-riding culture is prevalent and diverse terrains are abundant, these factors are of particular interest for personal injury law firms like Pacific Injury Law Firm. As a rider in the state of Oregon or anywhere else, it's important to understand the common causes of motorcycle accidents so that you can take necessary precautions. Driver negligence plays a significant role in many motorcycle accidents. Distracted driving caused by using mobile devices or engaging in other activities while driving has become increasingly common and dangerous. Speeding is another risk factor that contributes significantly to collisions between motorcycles and cars on Oregon roads. When drivers fail to adhere to posted speed limits or fail to consider road conditions, they put motorcyclists at increased risk. Poor visibility due to weather conditions is another prevalent problem in Oregon. With its often unpredictable climate, heavy rainfall or fog can impair visibility for riders and drivers alike, making it difficult for them to see one another on the roads. Hazardous road conditions also contribute significantly to motorcycle accidents in Oregon. Potholes, debris from fallen trees or rocks sliding onto highways – especially during inclement weather – as well as slick surfaces from rain or melted snow can prove treacherous for motorcyclists navigating winding roads along coastal cliffs and mountain passes. Vehicle defects must not be undermined either; faulty brakes or tires with insufficient tread depth could lead to catastrophic consequences if not addressed promptly. Alcohol and drug impairment continues to be a leading cause of traffic fatalities nationwide, including those involving motorcycles. When a rider chooses to operate their vehicle under the influence of drugs or alcohol, they significantly increase their chances of being involved in an accident due both their own impaired judgment and reaction time as well as the increased likelihood that they will encounter other impaired drivers on the road. Lastly, motorcyclists' own actions may sometimes contribute directly toward an accident. For example, lane splitting – the practice of riding between lanes of traffic – is illegal in Oregon and can lead to increased risk of collision with other vehicles. Additionally, failing to wear a helmet or lacking proper reflective gear reduces the chances that other motorists will see the motorcyclist, thus increasing the likelihood of an accident. By understanding these common causes of motorcycle accidents in Oregon, riders can take necessary precautions to reduce their risk and help ensure that they safely reach their destination. It is important for all road users to be responsible and cautious when sharing space on the roads as one act of negligence could change lives irrevocably.
What are the Leading Causes of Bicycle Accidents in Oregon?
Bicycle accidents are an unfortunate reality in Oregon, as they are in many other parts of the country. While some accidents result from factors beyond anyone's control, such as poor weather conditions or mechanical issues with the bicycle, many can be attributed to human error or negligence. According to the Pacific Injury Law Firm, a personal injury law firm based in Oregon, common causes of bicycle accidents include driver negligence, poor visibility, hazardous road conditions, and bicycle defects. Driver negligence is a leading cause of bike accidents and can manifest in several ways. For instance, motorists may fail to yield the right-of-way to cyclists at intersections or driveways or not see the cyclist due to distracted driving (such as texting while driving). Speeding is another contributing factor; drivers who exceed posted speed limits have less time to react when they come upon a cyclist sharing the road. Visibility plays a significant role in bike accidents as well. Poorly lit streets and intersections make it difficult for motorists and cyclists to see each other. Additionally, inclement weather, such as rain or fog, can reduce visibility. Cyclists should wear reflective clothing and use lights on their bikes after dark or during adverse weather conditions. Hazardous road conditions also contribute to bicycle accidents in Oregon. Potholes, debris on the roadway (such as tree branches), and uneven pavement can all create hazards that increase the likelihood of an accident between a motorist and a cyclist. Cyclists should remain vigilant when encountering these types of obstacles on their rides. Lastly, mechanical issues with bicycles themselves can lead to crashes. Defective brakes or tires may cause sudden stops, resulting in collisions with vehicles behind them. Inadequate maintenance by riders may also contribute significantly here. While some responsibility does fall on cyclists – for instance, obeying traffic signals and using appropriate safety gear – understanding these common causes highlights areas where both parties could take preventative measures. Ultimately, reducing bicycle accidents in Oregon will require effort from all involved: cyclists, motorists, and the agencies responsible for maintaining roadways and infrastructure.
How Can an Oregon Personal Injury Law Firm Assist with My Pedestrian Injury Case?
An Oregon personal injury law firm, such as Pacific Injury Law Firm, can offer indispensable assistance in a pedestrian injury case by meticulously examining the circumstances surrounding the accident, compiling evidence to bolster your claim, and negotiating with insurance companies on your behalf. Furthermore, a knowledgeable attorney can represent your interests in court and help you navigate the complexities of insurance coverage while seeking the maximum compensation available for your injuries. Pedestrian accidents often result in severe injuries or even fatalities due to the vulnerability of individuals walking on foot. An experienced personal injury attorney will thoroughly investigate every aspect of your case, including gathering crucial evidence such as witness statements, surveillance footage from nearby businesses or traffic cameras, police reports, and medical records. This comprehensive investigation enables them to build a strong case that accurately portrays how the accident occurred and who is at fault. Oregon follows a modified comparative negligence rule when determining fault in personal injury cases. This means that if you are found to be partially at fault for an accident – say 10% responsible – any damages awarded to you would be reduced by that percentage. A skilled attorney will work diligently to minimize or eliminate any assessment of fault placed upon you so that you may receive full compensation for your losses. Moreover, dealing with insurance companies after an accident can be overwhelming and confusing for victims unfamiliar with their tactics. Insurance adjusters' primary goal is often to save money for their company by reducing payout amounts or denying claims altogether. An astute Oregon personal injury lawyer will negotiate assertively with these adjusters on behalf of their clients while ensuring they comprehend all aspects of their policy's coverage. In addition to negotiations with insurers, an adept attorney will also prepare for litigation should it become necessary. In some cases, going to trial may yield better results than accepting a settlement offered during negotiations; however, this decision should only be made after careful consideration based on expert legal advice. Ultimately, retaining an experienced Oregon personal injury law firm like Pacific Injury Law Firm can greatly improve your chances of receiving fair and just compensation for your pedestrian accident injuries. Their expertise in handling such cases, paired with their commitment to advocating for your best interests, can make all the difference when seeking the maximum compensation available under Oregon law.
What Compensation Is Available for Pedestrian Injury Victims in Oregon?
In Oregon, victims of pedestrian accidents may be eligible for various types of compensation following an injury caused by the negligence or wrongful conduct of another party. According to Pacific Injury Law Firm, a personal injury firm based in Oregon, the potential recovery can be categorized into economic and non-economic damages. Economic damages include quantifiable financial losses such as medical expenses and lost wages. Medical expenses cover costs associated with treating the injuries sustained in the accident, including hospital bills, rehabilitation expenses, and any necessary long-term care or assistive devices. Lost wages refer to income not earned due to an inability to work because of the injuries sustained. Non-economic damages are more difficult to quantify but are intended to compensate for intangible harms from the accident. These can include pain and suffering - physical discomfort experienced during recovery - and loss of enjoyment of life - which encompasses mental anguish or emotional distress related to a diminished capacity for participating in activities previously enjoyed before the incident. In some cases where a responsible party's conduct is deemed particularly egregious, an Oregon court may also award punitive damages. Punitive damages are designed not solely as compensation for victims but rather as punishment aimed at deterring future reckless behavior. It is vital for victims seeking compensation after a pedestrian accident injury in Oregon to consult with an experienced attorney who understands local laws surrounding personal injury claims. The attorney will help establish fault in your case (if applicable) and assess whether you may be entitled to recover additional forms of compensation. Keep in mind that there is a strict statute of limitations governing personal injury cases in Oregon – typically two years from when the accident occurred or when it was discovered that harm had been suffered due directly from wrongdoing – meaning it is essential you act quickly upon sustaining an injury or realizing its cause if you wish to pursue legal action against those responsible. In conclusion, pedestrians injured through no fault of their own should seek assistance from qualified legal professionals to ensure they recover the full extent of compensation they are entitled to under Oregon law.
What are the leading causes of commercial truck accidents in Oregon?
Commercial truck accidents in Oregon can have devastating consequences for motorists and pedestrians alike. The sheer size and weight of these vehicles, coupled with the high speeds at which they often travel, make them a significant hazard on the road. Understanding the common causes of commercial truck accidents in Oregon is critical to raising awareness and promoting safer driving practices. One major cause of commercial truck accidents is driver fatigue. Long hours behind the wheel can lead to drowsiness and decreased alertness, which may result in slower reaction times, impaired judgment, or even falling asleep while driving. Federal regulations limit the number of hours a commercial truck driver can work per day and mandate rest periods; however, some drivers may still push their limits or falsify logbooks to meet tight deadlines. Distracted driving is another all-too-common factor in commercial truck accidents. This includes texting or talking on a cell phone, eating or drinking, adjusting radio controls, using GPS devices, or engaging in other activities that take a driver's attention off the road. Speeding remains one of the primary factors contributing to truck-related crashes. Traveling at excessive speeds makes it more difficult for trucks with large loads to stop quickly when faced with an unexpected obstacle or sudden change in traffic flow. Improper cargo loading can also create instability for trucks on the roadways. Overloading a trailer beyond its legal weight limit increases stopping distances and decreases maneuverability – both significant hazards when navigating heavy traffic. Equipment failure due to inadequate maintenance also contributes significantly to many truck collisions. Brake malfunctions are especially problematic because they reduce the braking power needed during emergency stops. Driving under the influence (DUI) of drugs or alcohol remains an ongoing concern among commercial drivers nationwide – including those operating large rigs through Oregon's highways and byways. Lastly, external factors such as adverse weather conditions (rainy roads leading to slippery surfaces) and unexpected road hazards play roles in causing these devastating crashes. In conclusion, many factors contribute to commercial truck accidents in Oregon, including driver fatigue, distracted driving, speeding, improper cargo loading, equipment failure due to inadequate maintenance, and DUI. By understanding these causes and promoting safer driving practices among commercial drivers and other road users alike, we can help make Oregon's roads safer for everyone.
How is fault determined in pedestrian injury cases in Oregon?
In Oregon, liability determination in pedestrian injury cases relies on a careful examination of the specific facts and circumstances surrounding the incident. According to Pacific Injury Law Firm, an Oregon personal injury law firm, the claimant must establish three key elements to successfully prove that the driver is at fault for their accident and resulting injuries. These elements include: (1) duty of care; (2) breach of duty; and (3) causation. Firstly, it must be proven that the driver owed a duty of care to the pedestrian. In Oregon, all drivers are required by law to exercise reasonable care when operating their vehicles on public roads. This includes being attentive to pedestrians and obeying traffic signals and signs. Pedestrians also have a responsibility to follow traffic laws and exercise reasonable care for their own safety. Secondly, it must be established that the driver breached this duty of care by failing to act as a reasonably prudent person would under similar circumstances. Examples of such breaches may include speeding, running red lights or stop signs, texting while driving or driving under the influence of alcohol or drugs. Lastly, it is necessary to demonstrate that this breach directly caused the accident and resulting injuries sustained by the pedestrian. This means proving that if not for the driver's negligence or wrongful actions, no harm would have come upon them. In some cases, both parties might share responsibility for an accident – known as comparative negligence in legal terms – which can affect compensation awarded to injured pedestrians proportionately based on each party's degree of fault. Under Oregon's modified comparative fault rule (ORS 31-600), if an injured pedestrian is found less than 50% at fault for their own injuries they may still recover damages reduced by their percentage of fault; however if they are found equally or more responsible than other involved parties they will not receive any compensation. Determining liability in an Oregon pedestrian injury case can require thorough investigation into evidence such as police reports, witness statements, surveillance footage, and expert testimony. Enlisting the help of an experienced personal injury attorney can be essential in navigating this complex process to ensure a fair outcome for injured pedestrians.
What constitutes a wrongful death case in Oregon?
In Oregon, wrongful death is a fatality resulting from another person or entity's wrongful act, neglect, or default. This broad definition encompasses various circumstances and incidents that can lead to a wrongful death claim. The underlying principle is that if the victim had survived the incident, they would have had the right to file a personal injury lawsuit against the responsible party. Wrongful death claims compensate both the deceased person's estate for their losses and their surviving family members for their ensuing damages. The statutory framework governing wrongful death claims in Oregon can be found in Oregon Revised Statutes (ORS) section 30.020. Under this statute, eligible claimants include spouses, children, parents, and other dependents or beneficiaries of the deceased individual. These individuals may seek compensation for various damages sustained due to their loved one's untimely demise. Some common examples of damages sought in wrongful death cases include funeral expenses; medical expenses incurred before death; lost wages and future earnings potential; loss of companionship; emotional distress experienced by family members; pain and suffering endured by the deceased before passing away; and punitive damages aimed at punishing particularly egregious conduct on behalf of defendants. It is important to note that Oregon law imposes strict time limitations on filing wrongful death lawsuits. Generally speaking, such claims must be filed within three years from the date of injury leading to the subsequent demise or within one year from when reasonably discoverable under certain circumstances involving medical malpractice. Given these time-sensitive constraints and complexities surrounding evidentiary burdens associated with proving causation between alleged misconduct or negligence leading up to fatal outcomes, seeking legal counsel with expertise in navigating Oregon's specific legal landscape related to wrongful deaths is highly advisable. In sum, then: Wrongful deaths in Oregon are defined as fatalities caused by another party's wrongdoing—intentional acts or negligent behavior—resulting in compensable losses suffered by both the decedent's estate and their surviving loved ones. Claimants are responsible for adhering to strict filing deadlines and demonstrating causation between alleged misconduct or negligence leading to fatal outcomes. This underscores the importance of securing experienced legal representation in such matters.
What is the deadline for filing a pedestrian injury lawsuit in Oregon?
In Oregon, the statute of limitations for filing a pedestrian injury claim is generally two years from the accident date. This strict deadline is crucial for victims to understand, as missing it can result in losing the right to recover compensation for their injuries. It's essential to consult with an experienced personal injury attorney promptly to ensure your claim is filed within this required timeframe. The following information, provided by Oregon-based Pacific Injury Law Firm, offers a comprehensive look at this important legal concept. The statute of limitations serves as a deadline for taking legal action in various cases, including personal injury claims stemming from pedestrian accidents. Oregon law dictates that these claims must be filed within two years from the incident; otherwise, the injured party may lose their right to seek compensation. Several factors can impact this two-year timeframe: 1. Discovery Rule: In some cases, an injured person might not discover that they were harmed until after some time since the accident occurred – perhaps due to delayed symptoms or other reasons. In such instances, Oregon's "discovery rule" allows the statute of limitations period to begin when they knew or reasonably should have known about their injuries and connection with the incident. 2. Minors: If an injured pedestrian is under 18 years old at the time of their accident, special rules apply regarding statutes of limitation in Oregon. Generally speaking, minors have until their 20th birthday – or two years after turning 18 – to file a personal injury claim related to a pedestrian accident. 3. Government Entities: Suppose your pedestrian accident involves potential negligence by a city or state agency (e.g., poorly maintained sidewalks). In that case, you must follow specific procedures and timelines outlined under Oregon's Tort Claims Act (OTCA), which requires giving notice within 180 days from when you knew or should have known about your injuries and their connection with governmental negligence. It's essential to understand the statute of limitations and seek legal advice from an experienced personal injury attorney as soon as possible after a pedestrian accident. This will help ensure that you take the necessary steps to protect your rights and pursue compensation for your injuries within the deadline.
Can More Than One Party Be Held Liable in Oregon Wrongful Death Cases?
In Oregon, multiple parties can be held liable for a wrongful death. This is particularly relevant in cases where negligence or wrongful actions by several parties contribute to the death of an individual. In such situations, Oregon law allows each party involved to be assigned a percentage of liability based on their level of fault. The financial compensation awarded to the victim's family or estate may then be divided among the responsible parties accordingly. According to Pacific Injury Law Firm, an Oregon personal injury law firm focusing on wrongful death cases, this proportional allocation of liability is essential to the state's legal system when handling complex cases involving multiple at-fault entities. The victim's family can seek justice and recover damages from each accountable individual or entity by apportioning responsibility among all contributing parties. To determine and allocate fault among multiple defendants in a wrongful death case in Oregon, courts will typically consider factors such as each party's degree of involvement in the incident and their respective knowledge or awareness of potential harm that could result from their actions. For example, if a fatal accident were caused by both a negligent driver and faulty traffic signals installed by a municipality, a jury could potentially find both entities liable for contributing to the wrongful death. Furthermore, Oregon follows what is known as "joint and several liability." This legal principle means that if one party cannot pay its share of damages awarded in a lawsuit—perhaps due to bankruptcy—a plaintiff can collect that unpaid portion from other defendants found liable for causing harm. In essence, joint and several liability ensures that victims are not left uncompensated simply because one defendant cannot fulfill its financial obligations. In conclusion, Oregon law recognizes that multiple parties can bear responsibility for causing wrongful deaths—and allows those affected by these tragic events to pursue claims against all responsible actors. By assigning proportional liability based on each entity's level of fault and employing joint and several liability principles when applicable, courts aim at ensuring that justice is served and victims' families are compensated for their loss fairly and equitably.

Oregon Personal Injury Law Blog

We work hard to stay up to date on the law and developments in Oregon injury law that may help our clients. Our firm maintains a policy of "information first" for the client, so we make every effort to share information with the public and clients. Our blog covers topics from the frequently asked questions (FAQs) that Oregon injury Attorneys encounter to news headlines that impact attorneys who help injured people. If there is a topic you would like to see covered, let us know, and we'll add it to our list of subject matter!

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Car Accident Injury

Car accidents turn lives upside down, leaving a trail of injuries and medical bills. In the chaotic aftermath, let us guide you through the legal maze and secure the compensation you deserve.

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Big trucks often mean significant accidents. When one of these beasts of the road goes off script, it can cause huge damage. Let us navigate the complexities of commercial insurance.

Wrongful Death

Wrongful death cases are some of the hardest matters to handle for clients because money cannot replace a loved one. However, after death from negligence, financial recovery can help the family move f

Personal Injury

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Pedestrian Accident Injury

Sometimes you don't even have to be driving to be in a car accident. Did you know that car insurance can and does cover pedestrian accidents? We do. Let us help.

Motorcycle Accident Injury

Discover expert representation for motorcycle accident injuries in Oregon with Pacific Injury Law Firm. Our dedicated attorneys specialize in overcoming biases and securing maximum compensation for mo

Premises Liability

Stores and places open to the public have a duty to keep you safe. If negligence causes slips, trips, burns, breaks, or falls, we can help.

Bicycle Accident Injury

In Oregon's cycling community, accidents impact deeply. Our lawyers focus on swift insurance claims for injured cyclists. You focus on recovery; we'll get you back in the saddle financially.

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