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Insurance
Focused Oregon injury guidance related to Insurance.
Articles tagged "Insurance"
How to Choose the Right Car Insurance in Oregon: A Comprehensive Guide
Choosing car insurance in Oregon involves more than price. Coverage limits, uninsured and underinsured motorist protection, deductibles, and claim support can matter after a crash.
Learn moreRising Pedestrian Accidents in Oregon: Causes, Consequences, and Legal Help
Increasingly, Oregon sees an increased number of pedestrian injuries or even deaths from being struck by motor vehicles. [Every 88 minutes](http://www.cdc.gov/motorvehiclesafety/pedestrian_safety/), a pedestrian dies in a car-related accident. Every year, roughly 6,000 pedestrians lose their lives or are injured in accidents where they are hit by motor vehicles. The most common location for these accidents is at intersections or crosswalks when motorists don't yield the right-of-way or stop for traffic devices like stoplights or stop signs.
Learn moreEssential Steps for Reporting Car and Truck Accidents in Oregon
You’ve been in a car or truck accident. Your vehicle is damaged, and maybe you are injured. Occupants might be injured. Other drivers may have injuries. Chances are, after a car accident you aren’t thinking about filing paperwork. Still, Oregon law has reporting requirements after a car crash or truck crash that can impact your ability to recover for your injuries and property damage later.
Learn moreEssential Guide to Uninsured Motorist Insurance in Oregon: What You Need to Know
Essential Guide to Uninsured Motorist Insurance in Oregon: What You Need to Know
Learn moreMaximizing Your Oregon Underinsured Motorist Coverage: Key Insights
Maximizing Your Oregon Underinsured Motorist Coverage: Key Insights
Learn moreOregon Wrongful Death Claims: Your Guide to Legal Rights and Compensation
Coping with the loss of a loved one after an accident can be a long, traumatic process. In addition to the emotional loss of the person, there are often ballooning, unexpected costs that appear after the initial event. Medical bills, emergency responder costs, and the costs of funerals add heartache at the most inopportune time. Speaking with an Oregon wrongful death lawyer at Pacific Injury Law Firm can help you understand what your rights to recovery are, and what the timelines to recover may entail.
Learn moreUnderstanding Insurance Coverage for Bicycle Repairs after an Accident
Q: I was injured after being in an Oregon bicycle accident, and my bicycle was damaged. Who will pay to repair my bicycle?
Learn moreMaximize Your Insurance Benefits After Oregon Bicycle and Pedestrian Accidents
Q: Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking? A: It depends on what kind of insurance you carry. If you have your own car insurance, an Oregon bicycle accident injury lawyer can help you use your automobile's PIP ("personal injury protection") insurance to immediately provide coverage even if you injured while riding a bicycle or walking.
Learn moreEssential Steps for Managing Your Injury Claim in Oregon
After an accident, your injury lawyer should have you do many things to maximize your financial recovery from your injury. From documenting your accident and creating an injury diary, to working with your doctor and documenting your lost wages, there are many pieces to your economic recovery. You should consult with an lawyer as soon as possible after your accident to coordinate.
Learn moreWhy Hiring an Attorney for Small-Claim Damages in Oregon is Crucial
Oregon has created a law (ORS 20.080) which is intended to level the playing field for injured parties with smaller claims and to promote these injured parties’ ability to get legal counsel. Generally, the law accomplishes this by awarding lawyer fees to a party who successfully uses a lawyer to represent them in recovering their damages (medical costs, property losses, and other expenses including as lost wages). These fees for your lawyer are awarded if you make a demand for payment under $10,000.00, and the defendant (or their insurance company) declines the offer or offers less than you demand. If you subsequently are awarded more, you are also entitled to attorney fees under the law.
Learn moreOregon Letters of Protection: Essential Guide for Personal Injury Cases
During the time of treatment, insurance may or may not be paying the bills, but medical providers still need to get paid. To protect their interests, these medical providers may request a “Letter of Protection” from the personal injury lawyer to ensure that their bills get paid at the time of settlement.
Learn more"Essential Guide to Personal Injury Protection (PIP) in Oregon Auto Insurance"
Your liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.
Learn moreHow to Accurately Value Your Personal Injury Case in Oregon
Valuing any personal injury case requires consideration of many factors, and Oregon personal injury cases are no exception. The first determination in valuing an Oregon is determining fault. Who is at fault for the accident? Sometimes the answer is not entirely clear. Even though you may share fault (comparative negligence), you still may be entitled to compensation.
Learn moreBusting the Bias: Motorcycle Accident Victims Deserve Fair Compensation
Juries, insurance adjusters, judges, and even lawyers representing motorcycle accident victims sometimes maintain the subtle bias that motorcyclists "deserve" injuries because they forego the safety of a four-wheeled, enclosed vehicle. At Pacific Injury Law Firm, we recognize such biases and refuse to minimize the claims of the motorcycle accident victim. If a motorcycle accident victim is not able to obtain complete and fair compensation, we will take the case to trial.
Learn moreOregon Personal Injury Case Timelines: Factors That Impact Your Claim
The length of time it will take to conclude and resolve your Oregon Oregon personal injury case is dependent on several factors, only some of which are within your control.
Learn moreArbitration vs. Mediation: Choosing the Right Path for Dispute Resolution
Alternative Dispute Resolution ("ADR") is becoming an increasingly important option in many jurisdictions. ADR refers to efforts to find methods that are outside the court system to resolve civil disputes. These methods may be advantageous to the courts and to the parties involved since they may resolve a dispute in a faster, more cost-effective manner and reduce or eliminate the need for participation by the court system.
Learn moreMastering Depositions: Essential Insights for Non-Lawyers in Litigation
A deposition is an oral testimony taken under oath before a trial or arbitration. It is customary that depositions be taken of the parties to a lawsuit. Often depositions are also taken of witnesses and others who might testify at trial. Even though it often takes place in a conference room or office, and the setting is somewhat informal, it is a very important event in any lawsuit.
Learn moreMaximizing Insurance Coverage for Severe Accident Injuries
I was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?
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