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Pacific Injury Law Firm

Oregon severe injury claims: finding all the insurance available

I was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?

Pacific Injury Law Firm

Published January 22, 2020 · 1 min read

A man in a wheelchair looking at stacks of insurance papers, symbolizing the challenge of securing full claim payment following a severe car accident.

Q. I was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?

A. The challenge is to determine all funds available. First, think of all possible defendants. For example, if the other driver had been drinking, you may have a claim against the tavern that served him. Did the driver own the car? Was he driving on the job?

Some individuals and companies carry several insurance policies, including an “umbrella” policy. Ask for certified copies of all policy declaration sheets, which state limits of coverage. If coverage is inadequate, then evaluate the personal or business assets of all liable parties. Check your own underinsured motorist coverage. You may qualify for state Welfare, Medicare, Social Security Disability, or Crimes Victims Fund.

You should get expert legal advice to handle this process for you since your settlement will affect the rest of your life.

This article is general information, not legal advice about your situation.

Clear advice before the process gets louder

Insurance calls, medical bills, missed work, and uncertainty tend to arrive at the same time. The first job is to steady the situation: understand the facts, preserve useful records, and talk through the legal options that fit your Oregon injury claim.

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Jim West · Former client
“... I was referred to Adam who was able to take my case and quickly get it resolved for more than I expected. I was very pleasantly surprised by his attention to detail and tenacious negotiating tactics... Adam handled everything to make sure I received the maximum compensation for my injuries. If you need a good personal injury lawyer you just found one.”

Past results do not guarantee a similar outcome.

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