In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.
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After an accident, your injury lawyer should have you do many things to maximize your financial recovery from your injury. From documenting your accident and creating an injury diary, to working with your doctor and documenting your lost wages, there are many pieces to your economic recovery. You should consult with an attorney as soon as possible after your accident to coordinate.
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Coping with the loss of a loved one after an accident can be a long, traumatic process. In addition to the emotional loss of the person, there are often ballooning, unexpected costs that appear after the initial event. Medical bills, emergency responder costs, and the costs of funerals add heartache at the most inopportune time. Speaking with an Oregon wrongful death lawyer at Pacific Injury Law Firm can help you understand what your rights to recovery are, and what the timelines to recover may entail.
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The length of time it will take to conclude and resolve your Oregon Personal Injury case is dependent on several factors, only some of which are within your control.
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In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.
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Each year, the Oregon Department of Transportation compiles statistics for the most common reasons for vehicle injuries. As of 2017, according to the most recent data available in 2017, the following are the 10 most common driver errors that cause injury:
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