Oregon Injury Law Blog
Category: Faq

  What is Oregon underinsured motorist (“UIM”) coverage?

In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.

  What are the 10 most common driver errors that cause injury in Oregon vehicle accidents?

Each year, the Oregon Department of Transportation compiles statistics for the most common reasons for vehicle injuries. As of 2017, according to the most recent data available in 2017, the following are the 10 most common driver errors that cause injury:

  What Is Oregon Personal Injury Protection (PIP)?

Your liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.

  Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking?

Q: Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking?

A: It depends on what kind of insurance you carry. If you have your own car insurance, an Oregon bicycle accident injury lawyer can help you use your automobile's PIP ("personal injury protection") insurance to immediately provide coverage even if you injured while riding a bicycle or walking.

  How long do Oregon Personal Injury cases take to resolve?

The length of time it will take to conclude and resolve your Oregon Personal Injury case is dependent on several factors, only some of which are within your control.

  What is Oregon uninsured insurance?

In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.