Oregon Injury Law Blog
FAQs

  What is Oregon underinsured motorist (“UIM”) coverage?

In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.

  What is Oregon uninsured insurance?

In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.

  What is an Oregon wrongful death case?

Coping with the loss of a loved one after an accident can be a long, traumatic process. In addition to the emotional loss of the person, there are often ballooning, unexpected costs that appear after the initial event. Medical bills, emergency responder costs, and the costs of funerals add heartache at the most inopportune time. Speaking with an Oregon wrongful death lawyer at Pacific Injury Law Firm can help you understand what your rights to recovery are, and what the timelines to recover may entail.

  Who will pay to repair my bicycle after an Oregon bicycle accident?

Q: I was injured after being in an Oregon bicycle accident, and my bicycle was damaged. Who will pay to repair my bicycle?

  Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking?

Q: Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking?

A: It depends on what kind of insurance you carry. If you have your own car insurance, your PIP ("personal injury protection") will cover you immediately even if you injured while riding a bicycle or walking.

  What are the 10 most common driver errors that cause injury in Oregon vehicle accidents?

Each year, the Oregon Department of Transportation compiles statistics for the most common reasons for vehicle injuries. As of 2017, according to the most recent data available in 2017, the following are the 10 most common driver errors that cause injury: