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Understanding Personal Injury Protection (PIP) in Oregon
Your liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.
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Rise in US Wrongful Death Claims: A Concerning Trend
Wrongful death claims in the US have risen significantly over the past decade, with nearly 150,000 filed in 2018 alone. Pacific Injury Law Firm, based in Portland, Oregon, is dedicated to seeking justice for families affected by preventable deaths due to negligence or recklessness. As we work to increase safety measures and provide comprehensive legal services for our clients, it's crucial that individuals and companies take proactive steps towards ensuring safety at home and work environments.
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Legal Rights in Commercial Truck Accidents: A Comprehensive Guide
Over 500,000 commercial truck accidents occurred in 2018, resulting in 4,862 fatalities and 116,000 injuries. After an accident involving a commercial truck it's important to seek medical attention, file a police report, gather evidence and contact your insurance company. It is also recommended to speak with a personal injury attorney who specializes in commercial truck cases. Knowing the applicable laws and how to protect one's best interests is beneficial when dealing with the aftermath of such collisions.
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Understanding Oregon's Underinsured Motorist (UIM) Coverage
In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.
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Navigating Oregon's Uninsured Motorist Insurance Laws
In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.
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Harnessing Technology to Minimize Car Accidents in Oregon
An image depicting a car equipped with advanced driver assistance systems (ADAS) on a road, showcasing the technology being leveraged to improve road safety and reduce car accident injuries in Oregon.
Read MoreRecent Posts
The Alarming Rise in Oregon Motorcycle Accidents: Key Statistics You Need to Know
alcohol-related accidents
compensation
distracted driving
factors contributing to motorcycle accidents
The Role of Weather in Motor Vehicle Accidents
avoid sudden maneuvers
driver negligence
fog
hydroplaning
DUIs and Personal Injury Lawsuits: Unraveling the Legal Complexities
breach of duty
causation
civil liability
compensation
Commercial Truck Accidents and Driver Fatigue: Understanding the Risks and Protecting Yourself
commercial truck accidents
difficulty maintaining a consistent speed
driver fatigue
excessive yawning or blinking
The Role of Insurance in Slip and Fall Accidents: Protecting Your Legal Rights
commercial general liability insurance
filing an insurance claim
homeowner's insurance
insurance coverage