Oregon Injury Law Blog
Category: Policy Compliance
How to Choose the Right Car Insurance in Oregon: A Comprehensive Guide
If you're looking to get the best car insurance you can to drive in Oregon, it's important to consider several things. Cost is just one factor, but coverage limits are also very important. These considerations can help you maintain great coverage while still finding reasonably priced Oregon car insurance policies.
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Understanding Oregon's Underinsured Motorist (UIM) Coverage
In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the **difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver)** in a car accident, motorcycle accident, or bicycle accident.
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