Oregon Injury Law Blog
Tag: Liability

  Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking?

Q: Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking?

A: It depends on what kind of insurance you carry. If you have your own car insurance, an Oregon bicycle accident injury lawyer can help you use your automobile's PIP ("personal injury protection") insurance to immediately provide coverage even if you injured while riding a bicycle or walking.

  What is Oregon uninsured insurance?

In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.

  Arbitration and Mediation - What's The Difference?

Alternative Dispute Resolution ("ADR") is becoming an increasingly important option in many jurisdictions. ADR refers to efforts to find methods that are outside the court system to resolve civil disputes. These methods may be advantageous to the courts and to the parties involved since they may resolve a dispute in a faster, more cost-effective manner and reduce or eliminate the need for participation by the court system.

  Is there bias that a motorcyclist must be at fault or "deserve" inuries in a motorcycle accident?

Juries, insurance adjusters, judges, and even lawyers representing motorcycle accident victims sometimes maintain the subtle bias that motorcyclists "deserve" injuries because they forego the safety of a four-wheeled, enclosed vehicle. At Pacific Injury Law Firm, we recognize such biases and refuse to minimize the claims of the motorcycle accident victim. If a motorcycle accident victim is not able to obtain complete and fair compensation, we will take the case to trial.

  What is an Oregon Letter of Protection?

During the time of treatment, insurance may or may not be paying the bills, but medical providers still need to get paid. To protect their interests, these medical providers may request a “Letter of Protection” from the personal injury lawyer to ensure that their bills get paid at the time of settlement.

  Who is at fault in this accident?

Every contested auto accident involves two major issues - "liability" and "damages." Liability simply means that the other party must be legally liable before he or she has any obligation to pay compensation for injuries.