In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.
Read MoreQ: Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking?
A: It depends on what kind of insurance you carry. If you have your own car insurance, an Oregon bicycle accident injury lawyer can help you use your automobile's PIP ("personal injury protection") insurance to immediately provide coverage even if you injured while riding a bicycle or walking.
Read MoreJuries, insurance adjusters, judges, and even lawyers representing motorcycle accident victims sometimes maintain the subtle bias that motorcyclists "deserve" injuries because they forego the safety of a four-wheeled, enclosed vehicle. At Pacific Injury Law Firm, we recognize such biases and refuse to minimize the claims of the motorcycle accident victim. If a motorcycle accident victim is not able to obtain complete and fair compensation, we will take the case to trial.
Read MoreAfter an accident, your injury attorney should have you do many things to maximize your financial recovery from your injury. From documenting your accident and creating an injury diary, to working with your doctor and documenting your lost wages, there are many pieces to your economic recovery. You should consult with an attorney as soon as possible after your accident to coordinate.
Read MoreI was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?
Read MoreEvery contested auto accident involves two major issues - "liability" and "damages." Liability simply means that the other party must be legally liable before he or she has any obligation to pay compensation for injuries.
Read MoreAfter a commercial truck accident, it is important to understand your rights and take the necessary steps to protect them. Knowing what to do can ensure that you receive fair compensation for any damages incurred.
Read MoreMotorcycle accidents in Oregon are often caused by "lookout" issues, where drivers fail to notice motorcycles on the road. These accidents can result in severe injuries for motorcyclists, who also face biases from drivers and construction crews. Legal challenges can arise in the aftermath of an accident, such as disputes over insurance coverage and questions of liability. Passengers involved in accidents should not be overlooked. An experienced attorney can help navigate these complexities and secure fair compensation for those injured in motorcycle accidents.
Read MoreValuing any personal injury case requires consideration of many factors, and Personal Injury cases are no exception. The first determination in valuing an Oregon is determining fault. Who is at fault for the accident? Sometimes the answer is not entirely clear. Even though you may share fault (comparative negligence), you still may be entitled to compensation.
Read MorePublic stores have a legal responsibility to maintain their premises in a safe manner. Neglecting this responsibility can lead to serious consequences, such as being held liable for injuries or damages caused by hazardous conditions. Understanding the legal liabilities of public stores is essential.
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