Oregon Injury Law Blog
Tag: Insurance
Understanding the Timeline for Resolving Oregon Personal Injury Cases
The length of time it will take to conclude and resolve your Oregon Personal Injury case is dependent on several factors, only some of which are within your control.
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Understanding Personal Injury Protection (PIP) in Oregon
Your liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.
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Navigating Oregon's Uninsured Motorist Insurance Laws
In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.
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Understanding Oregon's Underinsured Motorist (UIM) Coverage
In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.
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Understanding Depositions: A Comprehensive Guide for Non-Lawyers
A deposition is an oral testimony taken under oath before a trial or arbitration. It is customary that depositions be taken of the parties to a lawsuit. Often depositions are also taken of witnesses and others who might testify at trial. Even though it often takes place in a conference room or office, and the setting is somewhat informal, it is a very important event in any lawsuit.
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Navigating Post-Injury Procedures in Oregon
After an accident, your injury lawyer should have you do many things to maximize your financial recovery from your injury. From documenting your accident and creating an injury diary, to working with your doctor and documenting your lost wages, there are many pieces to your economic recovery. You should consult with an lawyer as soon as possible after your accident to coordinate.
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Understanding Alternative Dispute Resolution: Arbitration vs Mediation
Alternative Dispute Resolution ("ADR") is becoming an increasingly important option in many jurisdictions. ADR refers to efforts to find methods that are outside the court system to resolve civil disputes. These methods may be advantageous to the courts and to the parties involved since they may resolve a dispute in a faster, more cost-effective manner and reduce or eliminate the need for participation by the court system.
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Understanding the Causes and Consequences of Pedestrian Accidents in Oregon
Increasingly, Oregon sees an increased number of pedestrian injuries or even deaths from being struck by motor vehicles. Every 88 minutes, a pedestrian dies in a car-related accident. Every year, roughly 6,000 pedestrians lose their lives or are injured in accidents where they are hit by motor vehicles. The most common location for these accidents is at intersections or crosswalks when motorists don't yield the right-of-way or stop for traffic devices like stoplights or stop signs.
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Maximizing Insurance Coverage for Severe Accident Injuries
I was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?
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Understanding Oregon's Wrongful Death Lawsuits: A Comprehensive Guide
Coping with the loss of a loved one after an accident can be a long, traumatic process. In addition to the emotional loss of the person, there are often ballooning, unexpected costs that appear after the initial event. Medical bills, emergency responder costs, and the costs of funerals add heartache at the most inopportune time. Speaking with an Oregon wrongful death lawyer at Pacific Injury Law Firm can help you understand what your rights to recovery are, and what the timelines to recover may entail.
Read MoreRecent Posts
Understanding the Impact of *White v. Jubitz Corp.* on Oregon Personal Injury Claims
collateral source rule
economic damages
full compensation recovery
jury awards
What Georgetown Realty, Inc. v. Home Ins. Co. Means for Personal Injury Clients in Oregon
breach of contract
fiduciary duty
insurance claims
legal advice
Oregon Court of Appeals Upholds Protections for Insurance Policyholders
accidental death benefits
consumer protection
emotional distress damages
good faith
