Oregon Injury Law Blog
Tag: Insurance
How much is my Oregon Personal Injury case worth?
Valuing any personal injury case requires consideration of many factors, and Personal Injury cases are no exception. The first determination in valuing a Personal Injury is determining fault. Who is at fault for the accident? Sometimes the answer is not entirely clear. Even though you may share fault (comparative negligence), you still may be entitled to compensation.
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Do I need a lawyer if my damages from a Personal Injury are less than $10,000?
Oregon has created a law (ORS 20.080) which is intended to level the playing field for injured parties with smaller claims and to promote these injured parties’ ability to get legal counsel. Generally, the law accomplishes this by awarding lawyer fees to a party who successfully uses a lawyer to represent them in recovering their damages (medical costs, property losses, and other expenses including as lost wages). These fees for your Lawyer are awarded if you make a demand for payment under $10,000.00, and the defendant (or their insurance company) declines the offer or offers less than you demand. If you subsequently are awarded more, you are also entitled to attorney fees under the law.
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What Is Oregon Personal Injury Protection (PIP)?
Your liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.
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Payment of a Large Claim
I was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?
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Reporting Oregon Car and Truck Accidents - What are my duties and timelines?
You’ve been in a car or truck accident. Your vehicle is damaged, and maybe you are injured. Occupants might be injured. Other drivers may have injuries. Chances are, after a car accident you aren’t thinking about filing paperwork. Still, Oregon law has reporting requirements after a car crash or truck crash that can impact your ability to recover for your injuries and property damage later.
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What is Oregon uninsured insurance?
In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.
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