Oregon Injury Law Blog
Tag: Insurance

  Understanding the Timeline for Resolving Oregon Personal Injury Cases

The length of time it will take to conclude and resolve your Oregon Personal Injury case is dependent on several factors, only some of which are within your control.

  Understanding Oregon's Underinsured Motorist (UIM) Coverage

In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.

  Understanding the Worth of Your Personal Injury Case in Oregon

Valuing any personal injury case requires consideration of many factors, and Personal Injury cases are no exception. The first determination in valuing an Oregon is determining fault. Who is at fault for the accident? Sometimes the answer is not entirely clear. Even though you may share fault (comparative negligence), you still may be entitled to compensation.

  Understanding Personal Injury Protection (PIP) in Oregon

Your liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.

  Understanding Alternative Dispute Resolution: Arbitration vs Mediation

Alternative Dispute Resolution ("ADR") is becoming an increasingly important option in many jurisdictions. ADR refers to efforts to find methods that are outside the court system to resolve civil disputes. These methods may be advantageous to the courts and to the parties involved since they may resolve a dispute in a faster, more cost-effective manner and reduce or eliminate the need for participation by the court system.

  Understanding Oregon's Wrongful Death Lawsuits: A Comprehensive Guide

Coping with the loss of a loved one after an accident can be a long, traumatic process. In addition to the emotional loss of the person, there are often ballooning, unexpected costs that appear after the initial event. Medical bills, emergency responder costs, and the costs of funerals add heartache at the most inopportune time. Speaking with an Oregon wrongful death lawyer at Pacific Injury Law Firm can help you understand what your rights to recovery are, and what the timelines to recover may entail.

  Understanding Insurance Coverage for Pedestrian and Bicycle Accidents in Oregon

Q: Will my insurance pay my bills if I am hit by a car and injured while riding my bicycle or walking?

A: It depends on what kind of insurance you carry. If you have your own car insurance, an Oregon bicycle accident injury lawyer can help you use your automobile's PIP ("personal injury protection") insurance to immediately provide coverage even if you injured while riding a bicycle or walking.

  Understanding Your Legal Duties in Reporting Car and Truck Accidents in Oregon

You’ve been in a car or truck accident. Your vehicle is damaged, and maybe you are injured. Occupants might be injured. Other drivers may have injuries. Chances are, after a car accident you aren’t thinking about filing paperwork. Still, Oregon law has reporting requirements after a car crash or truck crash that can impact your ability to recover for your injuries and property damage later.

  How to Choose the Right Car Insurance in Oregon: A Comprehensive Guide

If you're looking to get the best car insurance you can to drive in Oregon, it's important to consider several things. Cost is just one factor, but coverage limits are also very important. These considerations can help you maintain great coverage while still finding reasonably priced Oregon car insurance policies.

  Understanding Insurance Coverage for Bicycle Repairs after an Accident in Oregon

Q: I was injured after being in an Oregon bicycle accident, and my bicycle was damaged. Who will pay to repair my bicycle?