You’ve been in a car or truck accident. Your vehicle is damaged, and maybe you are injured. Occupants might be injured. Other drivers may have injuries. Chances are, after a car accident you aren’t thinking about filing paperwork. Still, Oregon law has reporting requirements after a car crash or truck crash that can impact your ability to recover for your injuries and property damage later.
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Distracted driving is a growing concern, leading to over 4,000 fatalities and 400,000 injuries in 2020, according to the National Highway Traffic Safety Administration. Cell phone use while driving and eating or drinking while driving are major causes of distractions leading to crashes. Interventions to reduce distracted driving include laws prohibiting cell phone use while driving, increasing public awareness, and using hands-free devices. To make roads safer, it is crucial to address distractions and reduce the number of crashes caused by distracted driving.
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In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.
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