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In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.
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This text explains the different standards of proof in Oregon law. The lowest standard is "preponderance of the evidence" which is used in most civil cases. The middle standard is "clear and convincing evidence" which requires more evidence than the previous one and is often used in cases involving serious consequences. The highest standard is "beyond a reasonable doubt" which is used in criminal cases and requires the prosecution to prove its case to such a degree that there can be no reasonable doubt in the mind of a rational person.
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I was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?
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This article examines the financial cost of drunk driving accidents and the burden it places on victims, their families, and society as a whole. It considers medical costs, legal fees, lost wages, and other expenses associated with these incidents.
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This article discusses the risks of bicycle accidents and how to prevent them. It emphasizes the importance of visibility by wearing reflective clothing, using lights, and being aware of your surroundings.
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Explore the common injuries sustained in pedestrian accidents, including fractures, head injuries, and internal organ damage. Learn how to minimize risks while walking on roads and seek legal help if you or a loved one has been injured due to someone else's negligence.
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