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Understanding Oregon's Underinsured Motorist (UIM) Coverage
In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.
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Understanding the Oregon Letter of Protection in Personal Injury Cases
During the time of treatment, insurance may or may not be paying the bills, but medical providers still need to get paid. To protect their interests, these medical providers may request a “Letter of Protection” from the personal injury attorney to ensure that their bills get paid at the time of settlement.
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What Georgetown Realty, Inc. v. Home Ins. Co. Means for Personal Injury Clients in Oregon
The 1992 Oregon Supreme Court decision in Georgetown Realty, Inc. v. Home Ins. Co. revolutionized the way liability insurers are held accountable, significantly bolstering protections for personal injury clients in Oregon. This landmark ruling affirmed that insurers must act with a fiduciary duty of care toward policyholders, providing a clearer path for pursuing tort claims against inadequate or negligent defense efforts by insurers. For individuals navigating personal injury claims, this case underscores the importance of understanding your rights and the heightened responsibilities of your insurer, ensuring stronger legal standing to seek redress for mishandled defenses or unmet settlement obligations.
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The Harsh Reality of Motorcycle Accidents: Understanding the Risks and Prevention Strategies
According to data from the National Highway Traffic Safety Administration (NHTSA), motorcycle accidents continue to be a major public health concern, with over 5,000 motorcyclists killed in crashes in 2020. The number of motorcycle accident injuries is also alarmingly high, with thousands of motorcyclists suffering serious injuries each year.
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Understanding Insurance Coverage for Bicycle Repairs after an Accident in Oregon
Q: I was injured after being in an Oregon bicycle accident, and my bicycle was damaged. Who will pay to repair my bicycle?
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How to Choose the Right Car Insurance in Oregon: A Comprehensive Guide
If you're looking to get the best car insurance you can to drive in Oregon, it's important to consider several things. Cost is just one factor, but coverage limits are also very important. These considerations can help you maintain great coverage while still finding reasonably priced Oregon car insurance policies.
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Oregon Court of Appeals Upholds Protections for Insurance Policyholders
In a landmark 2022 decision, the Oregon Court of Appeals bolstered policyholder protections in Moody v. Oregon Community Credit Union, affirming that insurance companies must act in good faith and comply with statutory standards. This ruling makes clear that insurers can be held accountable for emotional distress damages when they fail to properly investigate or settle claims, marking a significant advancement in personal injury law and consumer rights in Oregon.
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Understanding the Major Factors Behind Rising Pedestrian Fatalities
Speed, alcohol and drug use, and distracted driving are major factors that contribute to pedestrian fatalities from drivers. Interventions such as speed cameras, Complete Streets policies, and automated enforcement technologies can help reduce the number of pedestrian fatalities.
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Navigating the Perils of Distracted Driving: Awareness, Risks, and Prevention
Distracted driving is a growing concern, leading to over 4,000 fatalities and 400,000 injuries in 2020, according to the National Highway Traffic Safety Administration. Cell phone use while driving and eating or drinking while driving are major causes of distractions leading to crashes. Interventions to reduce distracted driving include laws prohibiting cell phone use while driving, increasing public awareness, and using hands-free devices. To make roads safer, it is crucial to address distractions and reduce the number of crashes caused by distracted driving.
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The Crucial Role of Speed in Pedestrian-Vehicle Accidents
Pedestrian fatalities have been increasing in the US, with speed being a major factor. New York City has launched Vision Zero to reduce traffic-related fatalities and injuries, but nationwide implementation of lower speed limits, increased enforcement and other measures is needed to protect pedestrians from speeding cars. Small reductions can make a big difference in fatal crashes involving pedestrians. Legislation requiring cities to implement such measures is essential for successful long-term solutions.
Read MoreRecent Posts
Res Judicata and Collateral Estoppel in Oregon Personal Injury Cases: Understanding Claim Preclusion
administrative rulings
collateral estoppel
final judgment
issue preclusion
What Georgetown Realty, Inc. v. Home Ins. Co. Means for Personal Injury Clients in Oregon
breach of contract
fiduciary duty
insurance claims
legal advice
Understanding the Impact of *White v. Jubitz Corp.* on Oregon Personal Injury Claims
collateral source rule
economic damages
full compensation recovery
jury awards
Oregon Court of Appeals Upholds Protections for Insurance Policyholders
accidental death benefits
consumer protection
emotional distress damages
good faith
Navigating Oregon Car Accident Claims: Essential Insights
comparative negligence
financial compensation
legal guidance
noneconomic damages cap
