Essential Guide to Uninsured Motorist Insurance in Oregon: What You Need to Know
Read MoreOregon has created a law (ORS 20.080) which is intended to level the playing field for injured parties with smaller claims and to promote these injured parties’ ability to get legal counsel. Generally, the law accomplishes this by awarding lawyer fees to a party who successfully uses a lawyer to represent them in recovering their damages (medical costs, property losses, and other expenses including as lost wages). These fees for your lawyer are awarded if you make a demand for payment under $10,000.00, and the defendant (or their insurance company) declines the offer or offers less than you demand. If you subsequently are awarded more, you are also entitled to attorney fees under the law.
Read MoreA deposition is an oral testimony taken under oath before a trial or arbitration. It is customary that depositions be taken of the parties to a lawsuit. Often depositions are also taken of witnesses and others who might testify at trial. Even though it often takes place in a conference room or office, and the setting is somewhat informal, it is a very important event in any lawsuit.
Read MoreValuing any personal injury case requires consideration of many factors, and Personal Injury cases are no exception. The first determination in valuing an Oregon is determining fault. Who is at fault for the accident? Sometimes the answer is not entirely clear. Even though you may share fault (comparative negligence), you still may be entitled to compensation.
Read MoreI was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?
Read MoreYour liability coverage may include Personal Injury Protection ("PIP") or Medical Payments ("Med Pay") benefits. PIP provides a source of payment for YOUR medical bills and some of YOUR wage loss following an auto accident. Further, PIP is no-fault, meaning that it will begin paying on your injuries immediately, rather than waiting for liability to be determined. Similarly, Med Pay provides some coverage for YOUR medical bills. These are called "no-fault" coverages because they pay even if the accident is your fault.
Read MoreIncreasingly, Oregon sees an increased number of pedestrian injuries or even deaths from being struck by motor vehicles. Every 88 minutes, a pedestrian dies in a car-related accident. Every year, roughly 6,000 pedestrians lose their lives or are injured in accidents where they are hit by motor vehicles. The most common location for these accidents is at intersections or crosswalks when motorists don't yield the right-of-way or stop for traffic devices like stoplights or stop signs.
Read MoreIf you're looking to get the best car insurance you can to drive in Oregon, it's important to consider several things. Cost is just one factor, but coverage limits are also very important. These considerations can help you maintain great coverage while still finding reasonably priced Oregon car insurance policies.
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