Oregon Injury Law Blog
Tag: Insurance
Understanding the Causes and Consequences of Pedestrian Accidents in Oregon
Increasingly, Oregon sees an increased number of pedestrian injuries or even deaths from being struck by motor vehicles. Every 88 minutes, a pedestrian dies in a car-related accident. Every year, roughly 6,000 pedestrians lose their lives or are injured in accidents where they are hit by motor vehicles. The most common location for these accidents is at intersections or crosswalks when motorists don't yield the right-of-way or stop for traffic devices like stoplights or stop signs.
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Understanding Oregon's Underinsured Motorist (UIM) Coverage
In short, UIM insurance is a means of utilizing your own (UM uninsured) policy when another driver has insurance, but it’s not enough to cover your injuries. With UIM insurance coverage, if available, you would get coverage equal to the difference between the policy limits on your UM policy and the policy limits carried by the insurance policy of a negligent driver who caused an injury (the at-fault driver) in a car accident, motorcycle accident, or bicycle accident.
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Understanding Your Legal Duties in Reporting Car and Truck Accidents in Oregon
You’ve been in a car or truck accident. Your vehicle is damaged, and maybe you are injured. Occupants might be injured. Other drivers may have injuries. Chances are, after a car accident you aren’t thinking about filing paperwork. Still, Oregon law has reporting requirements after a car crash or truck crash that can impact your ability to recover for your injuries and property damage later.
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Navigating Oregon's Uninsured Motorist Insurance Laws
In Oregon, every policy carried by a driver is required to carry Uninsured Motorist (or "UM") coverageBy law, the minimum amount of coverage under an Oregon UM policy is $25,000. With uninsured motorist coverage, a person can recover economic damages and noneconomic damages just like they would receive from the negligent driver, all the way up to the limits of an uninsured motorist policy.
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How to Choose the Right Car Insurance in Oregon: A Comprehensive Guide
If you're looking to get the best car insurance you can to drive in Oregon, it's important to consider several things. Cost is just one factor, but coverage limits are also very important. These considerations can help you maintain great coverage while still finding reasonably priced Oregon car insurance policies.
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Maximizing Insurance Coverage for Severe Accident Injuries
I was paralyzed after a speeding car hit me head-on. How can I make sure there is enough insurance to pay my claim in full?
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Why Hiring an Attorney for Small-Claim Damages in Oregon is Crucial
Oregon has created a law (ORS 20.080) which is intended to level the playing field for injured parties with smaller claims and to promote these injured parties’ ability to get legal counsel. Generally, the law accomplishes this by awarding attorney fees to a party who successfully uses a attorney to represent them in recovering their damages (medical costs, property losses, and other expenses including as lost wages). These fees for your Attorney are awarded if you make a demand for payment under $10,000.00, and the defendant (or their insurance company) declines the offer or offers less than you demand. If you subsequently are awarded more, you are also entitled to attorney fees under the law.
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Understanding the Oregon Letter of Protection in Personal Injury Cases
During the time of treatment, insurance may or may not be paying the bills, but medical providers still need to get paid. To protect their interests, these medical providers may request a “Letter of Protection” from the personal injury lawyer to ensure that their bills get paid at the time of settlement.
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Understanding the Impact of *White v. Jubitz Corp.* on Oregon Personal Injury Claims
collateral source rule
economic damages
full compensation recovery
jury awards
What Georgetown Realty, Inc. v. Home Ins. Co. Means for Personal Injury Clients in Oregon
breach of contract
fiduciary duty
insurance claims
legal advice
Oregon Court of Appeals Upholds Protections for Insurance Policyholders
accidental death benefits
consumer protection
emotional distress damages
good faith